Analyse Your Deal
Select the Florida county where the property is located.
Please select a county.
Commercial properties typically see cap rates 0.5–1.5% higher than residential benchmarks.
The total amount you are paying for the property.
$
Please enter a valid purchase price.
Minimum 25% is typical for investment properties in Florida.
25%
Down: $87,500
Loan Amount: $262,500
Investment property mortgage rates in June 2026 typically range from 6.0% to 7.5%.
%
Please enter a valid interest rate.
30-year is standard for investment property mortgages.
Total rent collected per year before any deductions. A $2,000/month rental = $24,000/year.
$
Please enter a valid rental income.
Auto-filled from county data. Investment properties do not qualify for the Florida Homestead Exemption.
$
2026 Florida OIR estimate for a $350k property. Does not include separate flood insurance.
$
Required in FEMA Zones A and V. Average Florida NFIP premium: $874/year (FEMA March 2026). Coastal properties can exceed $3,000.
$
Industry standard is 1–2% of purchase price. Use 2% for older properties.
$
Set to 0% if self-managing. Professional management typically costs 8–12% in Florida.
%
= $2,400/year based on current rent
Florida statewide average vacancy is 6–8%. Rural areas can reach 10–15%.
8%
Costs ~$1,920/year
Money set aside for major repairs: roof, HVAC, appliances. Skipping this is one of the most common investor mistakes.
5.0%
= $1,200/year
Florida statewide rent growth has averaged 3–4% annually over the past decade.
3.0%
per year
Florida statewide YoY appreciation: 1.7–2.4% as of May/June 2026 (Redfin and Florida Realtors).
2.4%
per year
How many years you plan to hold before selling.
10 years
Exit in year: 2036
Statewide Median Price
$395,595
Active Listings
162,000+
Median Days on Market
69 days
YoY Appreciation
1.7–2.4%
Avg Mortgage Rate
6.0–6.3%
Counties Covered
67
Showing 67 of 67 counties
Scenario Planner
Compare three investment scenarios side by side — model base, bull, and bear cases with independent inputs and see IRR, CoC, and Equity Multiple ranked automatically.
Enter values and click Calculate
Enter values and click Calculate
Enter values and click Calculate
Investor Glossary
Every metric used in FloridaInvest IQ — defined plainly, with the exact formula, a Florida example, and colour-coded benchmarks.
Export Report
Generate a branded, print-ready PDF of your Deal Analyser results — suitable for partners, lenders, or your own deal records.
What's included in your report
Run a full analysis in the Deal Analyser first, then click Generate PDF to produce a professionally formatted investment summary.
- Property details & deal parameters
- County market summary & benchmarks
- All 12 financial metrics with colour-coded ratings
- Deal verdict & narrative summary
- 10-year projection table
- Legal disclaimer & data source citation